![]() "There is not a trade-off between addressing climate security and our core mission of being the most capable and ready Navy-Marine Corps team," he said. US NAVY INTERCEPTS FISHING VESSEL TRYING TO SMUGGLE EXPLOSIVE MATERIAL FROM IRAN TO YEMEN Navy can counter China.Īs the Navy budget was being prepped for release, Del Toro was stressing the importance of using the Navy to fight climate change in the Bahamas and noting the many approaching climate-related events in which the Navy will participate. Roger Wicker, R-Miss., have said the Biden administration is not doing nearly enough to make sure the U.S. President Biden is risking our maritime security by declining to work toward either of these goals." Roger Wicker, R-Miss., the top Republican on the Senate Armed Services Committee. "A strong naval footing begins with readiness today and a plan to grow our battle force and command the seas tomorrow. "No matter the favored phrase of the day - ‘divest to invest,’ ‘strategic pause,’ ‘capability over capacity,’ - the president’s defense budget is, in practice, sinking our future fleet," said Sen. That budget proposal was met with skepticism from members of Congress, which has acted in the last two years to spare the Navy from cuts to the fleet proposed by the Biden administration. This year, the Biden budget called for the decommissioning of 11 ships and the construction of just nine ships, for a net loss of two vessels. But, for the last three years, the Biden administration has proposed shrinking the fleet below the roughly 298 ships it has available now, instead of increasing it toward a 355-ship goal.ĬHINA OUTPACING US IN WARSHIP PRODUCTION, NAVY SECRETARY WARNS This is an all-hands-on-deck moment," he added.ĭel Toro spoke just days before the Biden administration released its proposed budget for 2024, which calls for shrinking the Navy fleet even though most military experts and senior Navy officers have called for more ships to deter China's larger fleet.įor several years now, the Navy has set a goal of having 355 manned ships. "We view the climate crisis much the same way as damage control efforts on a stricken ship. Research new ways of obtaining food and resources, discover new tools, and increase the chance of your survival.Navy Secretary Carlos Del Toro said this month one of his top priorities is climate change, even as the Biden administration proposes to shrink the fleet in the face of a growing threat from China. Analyze scanned items and reverse engineer lost technology. Your scientific know-how will allow you to build and operate different machines. Extract and gather resources to improve your airship and make it uniquely yours. Manage your airship hull and its integrity. Control and steer it towards the ruins of our civilization and mysterious anomalies. ![]() It will be your home, workshop, laboratory and more while flying above the surface of Earth. You will build and customize a high-tech airship. Pre-Alpha Footage- Build & Control Your Airship ![]() You will fly in hi-tech airship high above the toxic clouds that are the remnants of humanity's last stand. In Forever Skies you are a lone scientist, returning to Earth long after a global ecological catastrophe has left the planet uninhabitable to humans. Preferred: 32gb ram, 3000 gtx series | cpu 3.3 Ghz to 3.69 Ghz | directx 12 About the Game Recommended: 16gb ram, 2060 series gtx or higher | cpu 2.7 Ghz to 2.99 Ghz | directx 12
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Many more of the technology patents would follow. His oilfield invention of fracturing to improve a well would vastly improve oil production from America’s young petroleum industry. Roberts received his first patent for an “Improvement in Exploding Torpedoes in Artesian Wells” on April 25, 1865. But the Virginia battlefield observation gave him an idea that would evolve into what he described as “superincumbent fluid tamping.” Roberts founds his company in 1865, his many patents give him a monopoly on torpedoes needed by the oil industry.ĭespite heroic actions during the battle, he was cashiered from Union Army in 1863. Amid the chaos of the battle, he saw the results of explosive Confederate artillery rounds plunging into the narrow millrace (canal) that obstructed the battlefield. Roberts led a New Jersey Regiment at the bloody 1862 Battle of Fredericksburg, Virginia. ![]() ![]() Civil War Veteran’s “Torpedo”Ĭivil War veteran Col. His explosive method for fracking wells in Pennsylvania’s oil-bearing geologic formations would be adopted as other states made their first oil discoveries. petroleum industry began in August 1859 with the first American well specifically drilled for oil. Roberts’ torpedo company operated in the Allegheny region of Titusville, where the U.S. “Our business since Colonel Roberts’ day has concerned lowering high explosives charges into oil wells in the Appalachian area to blast fractures into the oil bearing sand,” Tallini said. The Cupler Torpedo Company became Otto Cupler Torpedo Company in 1937 after Otto Torpedo Company purchased it. When the Roberts patent expired in 1883, his company was sold to former employee Adam Cupler Jr. In December he “conceived the idea of opening the veins and crevices in oil-bearing rock by exploding an elongated shell or torpedo therein.” Images courtesy Drake Well Museum, Early Days of Oil, Princeton University Press. Roberts was appointed Lieutenant Colonel of the Union Army. It can be used by homeowners and businesses to calculate the return on energy-efficient technologies such as solar panels and insulation, including maintenance and upgrades.In 1862, E.A.L. One way corporate financial analysts do this is with the payback period.Īlthough calculating the payback period is useful in financial and capital budgeting, this metric has applications in other industries. One of the most important concepts every corporate financial analyst must learn is how to value different investments or operational projects to determine the most profitable project or investment to undertake. In most cases, this is a pretty good payback period as experts say it can take as much as 9- 10 years for residential homeowners in the United States to break even on their investment.Ĭapital budgeting is a key activity in corporate finance. For example, if solar panels cost $5,000 to install and the savings are $100 each month, it would take 4.2 years to reach the payback period. ![]() Conversely, the longer the payback, the less desirable it becomes. ![]() The shorter the payback, the more desirable the investment. Payback Period = Average Annual Cash Flow Cost of Investment You can figure out the payback period by using the following formula: This metric is useful before making any decisions, especially when an investor needs to make a snap judgment about an investment venture. It helps determine how long it takes to recover the initial costs associated with an investment. The payback period is a method commonly used by investors, financial professionals, and corporations to calculate investment returns. ![]() PS: Wanting to get a head start on your Christmas email marketing? Check out our list of Christmas email subject lines.John Lewis said Friday would break all of its previous records for online spending, with sales up by 35% compared with its busiest day during the same period a year ago. The only thing that’s left is to actually create your email design and get it sent to your list! We also have a guide on writing subject lines that includes more general best practice tips to writing subject lines that compel subscribers to open the email such as including a call to action. This is available to all users and we have a comprehensive guide on A/B testing too. Thankfully, SmartrMail has A/B testing tools so you can try out different subject lines and see which delivers the best open rates. You might even find that now the problem isn’t coming up with ideas for subject lines, but rather choosing between multiple ones you want to use. Now That You Have Plenty of Subject Line Ideas…īy now you should have plenty of Black Friday subject line ideas to choose from or get inspired by.
![]() Thoughts change your genes and body: Epigeneticsĭr. We have the power to choose what we think about and therefore what neural pathways will be in our brain- which shape the way we see reality. The more we think about something, the more that structure grows. ![]() ![]() Each morning we have new cells that are waiting to be programmed to do whatever we are thinking about! This is why it is so important to start your day filled with positive thoughts, truths, scripture, and vision.Įach thought we think is a physical structure in our brain. Neurogenesis means the creation of new brain cells. We can wire out toxic beliefs, experiences, and thinking patterns and wire in truths, good habits, and outstanding thinking patterns. We can physically create new neural pathways and destroy old ones. Neuroplasticity is a new scientific discovery proving that we can literally change our brains through our thoughts and choices. We want what is in our subconscious to be in line with the person we want to be- most of the time it is not.You do not become what you think, you become what you believe, and all beliefs are stored in the subconscious. Whatever your reality is, is the reality of your subconscious.We are all perceiving this life completely differently right now based on the filter of our unique subconscious. When you are not conscientiously thinking (when your mind wanders, when you react to situations without thinking, and when you are driving and you realize you have zoned out) your subconscious is what is operating and driving you on autopilot.Your subconscious is what is running you 95% of the time.It is programmed based on each thought, action, emotion, and experience we have ever had in life.Controls how we perceive life, how we react to situations, what we think about ourselves, and what we can accomplish.“As a man thinks in his heart, so is he” – Prov 23:7 – your true heart and identity is your subconscious.Only contributes to 5% of our daily behaviors.Only consists of the thoughts you are intentionally choosing to think.We have two minds: Conscious & Subconscious I love to take the books I read and pull out 5-7 of my favorite key ideas/insights and actions steps that I personally have taken and applied to better my life and the lives of those around me. Caroline Leaf is an incredible Christian neuroscientist that is spreading the truth about the incredible power of our minds over our body and life. ![]() Email providers also assess the reputation of Web-based email providers such as Hotmail and Yahoo! Mail have introduced stand-Īrd authentication techniques known as Sender ID and Domain Keys which email market-Įrs should use to make sure the email broadcaster is who they say they are and doesn’t May be bounced or placed into junk-mail boxes or simply deleted if the receiving system Marketers do not want to be identified as a ‘False positive’ where permission-based emails Two of the main practical challenges for email marketers or their agencies to manage areĮmail marketers have to ensure their emails are delivered given the increase in effortsīy ISPs and web-email companies to reduce spam into their end users’ in-boxes. Practical issues in managing email marketing Tion law also requires the facility for customers to update their details. ![]() Will change, resulting in many bounced messages and lower response rates. Nederlânsk - Frysk (Visser W.)Ĭhapter 9 Marketing communications using digital media channels 527Įmail lists is required since, as the list ages, the addresses of customers and their profiles Frysk Wurdboek: Hânwurdboek Fan'E Fryske Taal Mei Dêryn Opnommen List Fan Fryske Plaknammen List Fan Fryske Gemeentenammen.Marketing Management : Analysis, Planning, and Control (Philip Kotler).Fundamentals of Aerodynamics (John David Anderson).Auditing and Assurance Services: an Applied Approach (Iris Stuart).Advanced Engineering Mathematics (Kreyszig Erwin Kreyszig Herbert Norminton E.Contemporary World Politics (Shveta Uppal National Council of Educational Research and Training (India)).Principios de medicina interna, 19 ed.Microeconomics (Robert Pindyck Daniel Rubinfeld).Financial Accounting: Building Accounting Knowledge (Carlon Shirley Mladenovic-mcalpine Rosina Kimmel).Environmental Pollution and Control (P.Marketing-Management: Märkte, Marktinformationen und Marktbearbeit (Matthias Sander).Macroeconomics (Olivier Blanchard Alessia Amighini Francesco Giavazzi).Oral and Maxillofacial Pathology (Douglas D.IT(Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 English.Electrical Properties of Materials Mod-1.15EC35 - Electronic Instrumentation - Module 3.Political Condition OF India ON THE EVE OF Babur’S Invasion.Constitutional provisions for insurance II.Download CARO 2020 Audit Report in Word Format.Value Education.docx question bank (6).docx 5TH April Downloads 2019-converted.pdf Online 2021 April. ![]() UNIT 1 - Introduction to Problem Solving: Problem-solving strategies, Problem identification,.Judicial process as an instrument of social ordering.Advertising Publicity Management for 7th Semester BBA LLB Hons.HCR's Rank or Series Formula-1 (Computing rank or hierarchical order of any linear permutation when all the articles are permuted together).Scoring key and Interpretation norms- RPM.DBMS Exp4 - SQL Commands for enforcing Integrity constraints.Calculus And Linear Algebra (18MAB101T).Laws of Torts 1st Semester - 1st Year - 3 Year LL.B.cost and management accountant (cma2021).bachelor of business administration (DBA5CMT22).Biopesticides & Biofertilizers (19AGM211).Bachelors of Business Administration (BBA).MCA Masters In Computer Application (MCC304). ![]() ![]() By having your tickets in hand, you can skip the long lines at the theme park and get right into the fun and excitement.īase tickets to Walt Disney World have an expiration of 14 days after first use. You'll save on Walt Disney World tickets but you'll also save on time when you pre-purchase specially-priced tickets. We offer discount tickets to Epcot Center, Magic Kingdom, Hollywood Studios, Animal Kingdom and other area theme parks and attractions such as Legoland, SeaWorld, Aquatica, and other water park fun parks. As a guest at one of our Orlando or Kissimmee resort properties, you'll even enjoy complimentary, scheduled shuttle transportation to and from Walt Disney World Resort. Let us help you book a cheap Disney World vacation complete with resort reservations. Ask us about 1-day tickets, base tickets, Park Hopper options, Florida resident tickets, and other options available including Magic Your Way tickets, options for Annual Passholders, limited-time packages and add-on tickets. We offer an extensive variety of Walt Disney World discount tickets and Disney package options. 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You'll reach 65 mph on this mile long adventure. For bigger thrills, try Mission: SPACE, an authentic, NASA-style training experience that'll take you on an exciting journey to Mars.Īt Test Track, you'll design a virtual concept car, then take a high-speed, high-octane test ride where you'll fly through rough terrain and past obstacles along the winding test track. Hop aboard an ancient Norwegian vessel and set sail for Arrendale and the wondrous wintery world of Frozen where you'll meet with Anna and Elsa inside a cozy summer cabin. Everyone will love the all new Frozen Ever After adventure. Our spectacular discount vacation packages include spacious and luxurious villas and discount Disney tickets - all of which makes for a perfect Disney vacation!Įpcot theme park offers rides and attractions for the entire family. And at the end of the day, you can gather around World Showcase Lagoon for a nighttime spectacular, a combination of water, laser lights, music and fireworks.Īs the leading authorized distributor of Walt Disney World tickets, Westgate Resorts can provide you with a magical vacation to Orlando and Epcot. ![]() You can enjoy kid-friendly rides and thrilling adventures. At Epcot, you can celebrate fascinating cultures and wonders of the world through the magic of dazzling shows, interactive experiences, rides and amazing attractions. One of the most popular stops on a Walt Disney World vacation is Epcot. The WDW property also offers championship golf, miniature golf, and a wide range of hotels and resorts, plus shopping, dining and entertainment locales such as Disney BoardWalk and the eclectic Disney Springs. ![]() So it's no surprise that Walt Disney World theme parks remain the single most popular vacation destination year after year.ĭisney World consists of four major theme parks - Magic Kingdom, Epcot, Disney's Animal Kingdom and Disney's Hollywood Studios - as well as two water parks, including Blizzard Beach and Typhoon Lagoon. When it comes to magical family vacations, Walt Disney World near Orlando, FL tops the list! Few theme parks in the world can match the history, amazement and pure joy of seeing Disney's magic brought to life. Who do you want to be or what is your ideal role model? Becoming a successful entrepreneur, talented businessman … can happen in Sims FreePlay. The MOD unlimited money / LP feature helps anyone who installs the game to buy everything they want. However, if you use Sims FreePlay MOD, forget this worry. It won’t be possible to know how much money is enough, but I think you have to do everything to make life easier. You need to work to make money or rely on your garden. ![]() In order to live comfortably, you need to have a lot of money, Life Point (LP), and Simoleons are 2 money units in this game. If you want to try the hotel management game, Hotel Empire Tycoon is a good choice. That’s the best way to develop yourself, in this great simulation city the player soon gets excited and can’t separate it. You can live to be yourself without having to worry about anything. After familiarizing with basic tasks such as retrofitting and arranging indoors, players are free to do what they want. The Sims FreePlay does not limit what you can do. Are you ready in Sims FreePlay?ĭownload The Sims FreePlay MOD – Take control of your life ![]() Expanding Sim Town, many unexpected rewards are waiting. Whether your sims will be happy or not is up to you. Do not forget to perform the task to receive Simoleons, the goal of anyone who plays this game. ![]() Your character is not only equipped in the house, but you also have interesting social relationships. Inspired by real-life, Sims FreePlay gives players the freedom to build themselves. 1 Download The Sims FreePlay MOD – Take control of your life. has served a broad client base which includes corporations, state and local governments, financial institutions, institutional investors and individual investors throughout the United States and overseas. Since its inception in 1933, privately held Stephens Inc. is an independent financial services firm headquartered in Little Rock, Arkansas. I’m thrilled to be part of the team and look forward to a long and successful partnership.”įassi joins fellow professional golfers Austin Cook, Andrew Landry, David Lingmerth, Gaby López and Stacy Lewis, all University of Arkansas alumni, as Stephens’ brand ambassadors. Maria Fassi hopes her career as a professional can serve to influence promising golfers in Latin America to hone their amateur careers in Fayetteville. Golf is a game of integrity and trust, key components to Stephens’ business philosophy. Stephens is everything I look for in a new sponsor as we share many goals and values. Maria Fassi reflects on the opportunity she had to play the inaugural Augusta National Women's Amateur and the competition she had against. (Michael Madrid-USA TODAY Sports) Fassi wears a bracelet on. Stephens has been very supportive of many professional golfers that hail from the University of Arkansas and I’m honored, and also very excited, to have partnered with them as one of their global brand ambassadors. Runner-up Maria Fassi acknowledges the gallery at 18 during the final round of the Augusta National Women’s Amateur golf tournament. “The University of Arkansas was a springboard to accomplishing many of my goals on and off the course, now and in the future. ![]() “It’s been a goal of mine since my childhood to play collegiate golf and a dream to one day compete with the world’s best on the LPGA Tour,” said Fassi. We look forward to being a part of her professional career.” ![]() We know that she will bring the highest level of professionalism, passion, and, most importantly to us at Stephens, sportsmanship to each round she plays. “As a player who represents the best of the sport, we are thrilled to have Maria as our newest brand ambassador. “It is an exciting time in golf as there is so much emerging talent, which is certainly exemplified in the LPGA,” said Warren Stephens, Chairman, President and CEO of Stephens. Earlier this year, Fassi placed second at the inaugural Augusta National Women’s Amateur. In 2017-2018 she won a University of Arkansas program-record of seven victories. Fassi was also the recipient of the ANNIKA Award in 20 and the 2019 Honda Sport Award for Golf. In addition, Fassi was named the 2019 SEC Female Athlete of the Year, the 20 SEC Women’s Golf Player of the Year, the 2019 Ping WGCA Player of the Year and was a WGCA First-Team All-American in 20. ![]() As a collegiate athlete, she won the 2019 NCAA Individual National Championship and the 2019 SEC Individual Championship. With an impressive amateur career, Fassi turned professional in May 2019 after graduating from the University of Arkansas. As part of the agreement, the Stephens logo will appear on the left collar of Fassi’s golf shirt during tournament play through 2022. Stephens, an independent financial services firm, announced today its multi-year sponsorship of LPGA Tour member Maria Fassi. The figures posted to the P&L account may not be the same as the transactions in your bank account. The profit and loss statement will show the business name and the period the statement is for this can be a week, month, quarter, year, or any period you require. What is Included in the Profit and Loss Statement? It is a useful report for accountants and bookkeepers. Trial Balance – A trial balance shows all the figures from both the p&l and balance sheet. Net Profit – When you take off the expenses from the gross profit, the balance is the Net Profit. Operating Expenses – These are the general running expenses of a business and include admin costs, stationery, insurance, rent, interest and rent. Operating expenses also include the depreciation of assets. Gross Profit – The total income of the business, minus the cost of goods sold. ![]() An example might be a product or direct labour. Another term for it is total revenueĬost of Sales– The total of the direct goods relating to the sales. If you sell several different categories, they are listed separately and then a total. Income or Turnover – This is the figure for total sales.
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